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Training Courses

Cards and Payments Professional

Course Code
FA87
Category
Finance And Accounting
Course ID
2593
Course Outline

Course Overview

This DIXONTECH course provides a complete understanding of the cards and payments ecosystem, covering the operational, technological, and regulatory frameworks that drive modern payment systems. It explores card issuance, acquiring, authorization, clearing, and settlement processes while addressing digital transformation, cybersecurity, and compliance under PCI-DSS, EMV, ISO 8583, and SWIFT standards. Participants will gain practical insights into payment innovation, fintech integration, and risk management in global payment operations.

TRAINING TOPICS

  • Global Payment Ecosystem Overview
  • Card Issuance and Acquiring Business Models
  • Payment Authorization, Clearing, and Settlement
  • EMV Standards and Card Security Protocols
  • Digital Payments and Mobile Wallets
  • Fintech, Open Banking, and Payment Innovation
  • PCI-DSS Compliance and Risk Mitigation
  • Fraud Prevention and Transaction Monitoring
  • Regulatory Frameworks and Governance Standards
  • Future Trends in Cards and Payments Industry

BY THE END OF THIS TRAINING COURSE, DELEGATES WILL BE ABLE TO:

Master the end-to-end operations and governance of the global cards and payments industry using modern tools and frameworks.

  • Understand card payment processing lifecycle
  • Manage card issuing and acquiring operations
  • Implement PCI-DSS and EMV compliance practices
  • Identify and mitigate payment fraud risks
  • Apply fintech and open banking innovations
  • Align payment operations with global standards
  • Improve efficiency and customer experience

TRAINING IS TAILORED TO

Professionals involved in cards, payments, risk, and financial operations across banking and fintech institutions.

  • Payment Operations Managers
  • Card Issuing and Acquiring Officers
  • Risk and Compliance Managers
  • Retail and Digital Banking Professionals
  • Fintech Product Developers
  • Treasury and Settlement Officers
  • Internal Auditors and Technology Managers

TRAINING METHODOLOGY

DIXONTECH employs an interactive learning approach combining real-world simulations, fintech case studies, and group discussions. Participants will analyze payment transactions, map operational risks, and design digital payment models through practical exercises and compliance-based scenarios.

DAY 1

GLOBAL CARDS AND PAYMENTS ECOSYSTEM

  • Overview of the global payments industry
  • Evolution of cards and payment systems
  • Key stakeholders in the payment value chain
  • Payment networks and interoperability models
  • Card schemes: Visa, Mastercard, UnionPay, etc.
  • Roles of issuers, acquirers, and processors
  • The impact of digitalization on payments
  • Case study: evolution of global payments

DAY 2

CARD ISSUING, ACQUIRING AND PROCESSING

  • Understanding card products and features
  • Lifecycle of card issuing and activation
  • Merchant acquiring and payment processing
  • Authorization, clearing, and settlement processes
  • Transaction routing and interchange fees
  • Key components of payment infrastructure
  • Managing card disputes and chargebacks
  • Workshop: mapping the payment transaction flow

DAY 3

PAYMENT SECURITY, RISK AND COMPLIANCE

  • Introduction to PCI-DSS and EMV compliance
  • ISO 8583 message structure and communication flow
  • Risk management in card transactions
  • Fraud types: identity theft, skimming, phishing
  • Real-time fraud detection and prevention tools
  • Payment data encryption and tokenization
  • Role of central banks and regulatory bodies
  • Case study: fraud response and containment plan

DAY 4

DIGITAL PAYMENTS, FINTECH AND OPEN BANKING

  • Overview of digital and contactless payments
  • Mobile wallets and NFC payment technologies
  • APIs and open banking in payments integration
  • Fintech and innovation in payment solutions
  • Blockchain and cryptocurrency payment models
  • Instant payments and real-time settlement systems
  • Customer authentication and 3D Secure 2.0
  • Workshop: design a digital payment solution

DAY 5

FUTURE TRENDS AND STRATEGIC GOVERNANCE IN PAYMENTS

  • Governance models for payment institutions
  • Global payment regulations and compliance trends
  • Cross-border payments and correspondent banking
  • Big data, AI, and predictive analytics in payments
  • Sustainable and green payment innovations
  • ISO 20022 migration and data standards
  • Strategic roadmaps for digital payment ecosystems
  • Capstone project: building a future-ready payment model

 

Course Schedule

Discounts and Registration

Group & Corporate Discounts:
Available for companies enrolling multiple participants to help maximize ROI.
Individual Discounts:
Offered to self-sponsored participants who pay in full and upfront.
Registration Process:
Corporate nominations must go through the client’s HR or Training department.
Self-nominations must be prepaid via the “payment by self” option.
Confirmation:
All registrations are subject to DIXONTECH’s approval and seat availability.
Refunds:
Provided in case of course cancellation or no seat availability.
Tax Responsibility:
Clients are responsible for any local taxes in their country.